ComplianceOnline Banking Summit 2017 | Risk Management and Data Security

Steve Nasalroad is the head of Internal Audit at Trust Company of America and is responsible for ensuring effective monitoring and oversight of the company’s financial, operational, regulatory, and technology-based controls, while identifying opportunities to strengthen operational efficiency and productivity. He directs multiple teams of internal auditors as part of the annual audit plan, and provides regular reports to the Audit Committee / Board of Directors on the progress, he also ensures reports of examination and internal audits are communicated appropriately and addressed.

With more than 23 years of combined experience in the financial service industry; specializing in banking, securities and money service business with a focus in compliance management. The last 20 years in the field of fraud prevention, money laundering, risk management and detailed experience in regulatory compliance of the Bank Secrecy Act, Security and Exchange Commission, FDIC, NASD, UDAAP, RICO and ethics compliance. Prior to joining Trust Company of America in April 2015, Nasalroad was the Vice President of North America with Western Union’s Global Anti-Money Laundering (AML) Compliance Department. His expertise in developing AML/BSA program for Money Services Business (MSB) Agents, auditing Agents for AML/BSA compliance, execution of Federal and State seizure warrants, Title 31 Examinations, and adherence to regulatory obligations for approximately 80,000 locations in the US and Canada. He gained familiarly with laws and regulations Western Union conducted business – with targeted expertise of FinCEN, FINTRAC, OFAC (Government Sanctions), European Union, Central Bank of Ireland, IRS and various state laws and regulations.

While at Janus Capital Management, Nasalroad worked for nine years in a management role within the transfer agency dealing primarily with operational compliance issues. He was a member of several ICI industry working groups, which developed and defined new regulations for securities dealers after the September 11th terrorist attacks.

Nasalroad is a charter member of the Association of Certified Anti-Money Laundering Specialist, and was CAMS certified in 2003. He served as a member of the working group that wrote questions and provided input into the Certified Anti-Money Laundering Specialists (ACAMS) exam. Nasalroad is a frequent industry speaker on fraud prevention, money laundering and the topic of risk management. He also worked with the U.S. Treasury Department in development and interpretation of USA PATRIOT Act regulations for the securities dealers. In 2012, he spoke at the EU-US Counter Terrorist Finance Workshop in Denmark co-hosted by the US State Department and speaks at national conferences in the US regularly.

Nasalroad is a native of Colorado born in Grand Junction. He earned his Bachelor’s degree from Mesa State University with a double emphasis in Business and Computer Information Systems. After graduation, he moved to Denver where he has now lived for the last 25 years. He is married to Lory and they have two boys Jacob & Zachary ages 15 and 11.

Mr. Janardhan leads efforts to evolve the Franchise Development function with a particular focus on enabling the rapid expansion and diversification of MasterCard. Previously, Mr. Janardhan was with Standard Chartered Bank and Citigroup leading strategy, product development, innovation and process governance.

Eric is a director in KPMG’s Risk Consulting practice with more than 17 years of ERM/GRC, IT advisory and audit experience. Eric has led and coordinated engagements across several industries, with a focus on the financial services, energy and industrial manufacturing sectors. He has served as project manager with responsibility for planning, budgeting, execution, and delivery of engagements including: GRC vendor selection, business requirements development and user acceptance testing; ERM program assessments and internal audits; enterprise risk assessments; IT control implementations and remediation programs; IT control monitoring strategy implementation; and Sarbanes-Oxley 404 testing of IT systems.

Mario Mosse has over 40 years of experience in operational risk management, internal audit and regulatory compliance at financial services companies. He is the president of MMosse Consulting, LLC, where he provides risk management advice and training to the financial services industry. Previously, he was the head of Operational Risk Management at Prudential Financial, Inc. Prior to joining Prudential, Mosse was with The Chase Manhattan Bank, where he held several senior positions in Internal Audit and Risk Management.

Peter Goldman has 25 years of experience as a business journalist and trainer, having launched, edited and published numerous business trade periodicals covering small business, international trade, management strategy, banking and personal finance. Mr. Goldman is a Certified Fraud Examiner (CFE) and a member of the Editorial Advisory Committee of the Association of Certified Fraud Examiners (ACFE) as well as an active member of the Institute of Internal Auditors, the High-Tech Crime Investigation Association and the IOFM Controller Certification Advisory Board. He is a regular columnist for the ACFE’s newsletter, The Fraud Examiner and is a frequent contributor to other leading industry publications on anti-fraud topics. He has appeared on Fox Business News, The Wall Street Journal This Morning, The New York Times and Internal Auditor magazine.

He is president of White-Collar Crime 101 LLC, the publisher of White-Collar Crime Fighter, a widely read monthly newsletter for internal auditors, controllers, corporate counsel, financial operations managers and fraud investigators. He is the author of Fraud in the Markets: Why it Happens and How to Fight It, published by John Wiley & Sons, as well as four other anti-fraud books. He also developed FraudAware, a leading fraud awareness training program.

Peter is a highly experienced governance, risk management and compliance specialist. He consults to government and private sector clients across a range of industry sectors.

Peter's guiding principle is "helping organisations achieve their goals safely".

His experience as a consultant, regulator, director and executive spans over 33 years. Following his retirement as a partner of KPMG he has been an independent consultant in governance, risk management and compliance.

He has also held senior positions in strategic planning, marketing and product development, giving him the advantage of being able to advise from a business perspective.

Peter was recently engaged by ASIC to provide an Expert's Report in respect to a high profile matter that contributed to a settlement being reached and the entering into of an Enforceable Undertaking along with a number of other agreed actions. That has given him a deep appreciation of what an organization needs to have in place for its enterprise risk and compliance framework to be considered as being effective.

Peter is actively involved in the Not for Profit sector in which he has a passionate interest.

Active in industry associations throughout his career, Peter has had a long involvement with the Governance Institute of Australia where he is a member of the Corporate & Legal Issues Committee. He is also Course Director of the Advanced Risk Management subject of the Institute's Graduate Diploma of Applied Risk Management and Corporate Governance.

Peter maintains a high profile as a regular presenter on compliance and risk management at industry seminars both in Australia and overseas. He has contributed a number of articles to industry journals. He has recently been published as author of a chapter "The Role of the Board of Directors in Risk Management" in the volume Enterprise Risk Management - A Common Framework for the Entire Organisation (Butterworth-Heinemann, 2015. ISBN:978-0-12-800633-7)

KAREN GARRETT, a frequent speaker, is a partner at Stinson Leonard Street LLP and Co-Chair of Stinson’s Banking and Financial Services division, and Stinson's FinTech practice group. She advises financial services businesses on payments, third party risk management, regulatory and operations matters, product development, compliance, M&A and other legal issues. Karen represents financial companies in connection with licensing applications and enforcement orders. She has provided legal support for cash management services, electronic transfer transactions, online services, mobile banking, prepaid, debit and credit cards and alternative lending and payments products. Karen is a graduate of the Northwestern University School of Law.

David M. Long, JD, CFE is an Associate Professor of Criminal Justice and Legal Studies at Brandman University. An experienced criminal investigator and attorney, he is principal of NCFPS-Virtual Currency Seminars and NCFPS-Digital Currency AML Consultants (NCFPS), a California-based anti-money laundering and fraud prevention consultancy specializing in addressing the specific anti-money laundering compliance and fraud prevention challenges facing companies operating in the virtual currency environment. During Long’s nearly decade of government service as a Special Agent with the federal Office of Labor Racketeering, he investigated cases pertaining to the influence of organized crime in labor unions. Many of his cases were complex financial investigations involving money laundering violations, the Racketeer Influenced and Corrupt Organizations (RICO) Act, public corruption, extortion, bribery and witness tampering. Long served with distinction as a Special Agent and received several awards for meritorious service.

A noted speaker and presenter, Long frequently speaks and presents on money laundering issues in both the virtual currency and more traditional money laundering realms. He received his J.D. from the University of Pennsylvania Law School and is a former law clerk to the late Honorable Clifford Scott Green of the U.S. District Court, Eastern District of Pennsylvania in Philadelphia, PA. He received his B.A. (Magna Cum Laude, Phi Beta Kappa) from Howard University. He is a member of the Georgia Bar.