Demystifying Profit and Loss Statement
Instructor:
Vincent DiCara
Product ID: 705202
- Duration: 90 Min
Why Should You Attend:
This program is designed to assist lenders and other credit professionals who want a fundamental understanding of the information that is contained in profit and loss statements. During this program, participants will gain insight into the important items contained within profit and loss statements and how they can be used as the basis for determining the financial health of business borrowers.
Areas Covered in the Webinar:
- How to calculate cash flow from P & L information
- The importance and limitations of standard financial ratios
- Salaries and other forms of compensation
- Sales trends
- The role of depreciation
- The profit and loss statement and what it says about a business
- Recurring and non-recurring expenses
- Amortization of intangible expenses
- Changes in sales composition
Who Will Benefit:
- Branch Managers
- Relationship Managers
- Loan Officers
- Credit Analysts
- CEO, COO, Company Owners
- Small Business Owners
- Entrepreneurs, Sole Proprietors, Self-Employed Professionals
- Non-Profit Organizations
- Grant Managers and Fund Directors
- Business Management Professionals
- Vice Presidents, Directors, and Senior Officers
- Managers/Supervisors
- Board Directors/Members
- Business Brokers
- Investors or other Business Buyers
Vincent DiCara
Owner, DiCara Training and Consulting LLC
Vincent DiCara has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for over thirty years as a business advocate, lender, credit analyst and trainer. Mr. DiCara was an owner and founder of Development Finance Training and Consulting, Inc. which he established in 2003. Upon leaving DFTC in early 2013, he established DiCara Training and Consulting, LLC where he continues to provide the highest quality services to his clients in the banking, credit union, and economic development sectors.
In addition to his experience as a financial trainer, Mr. DiCara also provides consulting services to banks, credit unions, economic development organizations and other lenders who require assistance in developing, implementing, monitoring, and reviewing their loan practices and portfolios. He serves as a loan practitioner and on a consulting basis provides commercial loan officer services to the Greater Portland Council of Governments (GPCOG), the Portland (ME.) Development Corporation (PDC), and the Kennebec Valley Council of Governments (KVCOG). His specific responsibilities include loan underwriting, liaison to financial institutions, and the structuring of complex financing packages that utilize multiple sources of funds from the private and public sectors.
He is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. A native of Boston, Massachusetts, he has been a resident of the State of Maine for more than forty years, where he resides in the Town of Brunswick with his wife of thirty-seven years. He belongs to a number of professional associations and has earned the designation of Economic Development Finance Professional (EDFP) from the National Development Council.
Refund Policy
Our refund policy is governed by individual products and services refund policy mentioned against each of offerings. However in absence of specific refund policy of an offering below refund policy will be effective.
Registrants may cancel up to two working days prior to the course start date and will receive a letter of credit to be used towards a future course up to one year from date of issuance. ComplianceOnline would process/provide refund if the Live Webinar has been cancelled. The attendee could choose between the recorded version of the webinar or refund for any cancelled webinar. Refunds will not be given to participants who do not show up for the webinar. On-Demand Recordings can be requested in exchange. Webinar may be cancelled due to lack of enrolment or unavoidable factors. Registrants will be notified 24hours in advance if a cancellation occurs. Substitutions can happen any time. On-Demand Recording purchases will not be refunded as it is available for immediate streaming. However if you are not able to view the webinar or you have any concern about the content of the webinar please contact us at below email or by call mentioning your feedback for resolution of the matter. We respect feedback/opinions of our customers which enables us to improve our products and services. To contact us please email [email protected] call +1-888-717-2436 (Toll Free).
